Financing

Most financial institutions consider modular homes and traditional stick-built homes as the same for lending purposes.  We partner with a local banking institution to provide you with the best possible rates for a home mortgage.

There are several options for financing:

• Adjustable-Rate Mortgage – The initial rate is usually lower than a fixed rate mortgage. The initial lower principal and interest payments may suit your financial needs better.
• First Time Home Buyer Mortgage – These loans have a lower annual percentage rate. Payments are fixed for seven years.  There are no points and reduced closing costs.
• Construction Loans – During construction you pay only the interest on the outstanding balance with a fixed rate. Once the home is complete, the loan converts to a traditional adjustable rate or fixed rate mortgage.

Contact us at 508-476-1500 for information on our financial partner who has worked with us for over 20 years.

To get your project started, we require a $2,000 deposit. With your deposit, we begin the official planning process including site engineering and survey, develop your site plan, begin the permitting process, and chart a timeline for your project.